Investment Services

Investment Brokerage Accounts:
We are Registered Representatives with Securities America, inc., a national Broker/Dealer, serving investment professionals nationwide. Through our affiliation with Securities America we are able to offer most major mutual fund families and variable annuities. Best yet, we have the experience and know how to help you implement the proper funding vehicles to meet your goals.

Asset Allocation Modeling:
Asset Allocation is the process of spreading your investments over various asset classes in a way that helps you to maximize your expected return for a specific level of risk. Studies have shown that proper asset allocation accounts for 90% of portfolio performance. We create a custom asset allocation model based on your specific risk tolerance, time horizon, and investment goals, help optimize the return on your portfolio.
Asset allocation does not guarantee a profit or protection from losses in a declining market.

Portfolio Review:
Many of our clients have accumulated numerous accounts, perhaps an IRA, 401(k), or a joint brokerage account with a spouse. Do you ever wonder whether your investment portfolios are working together in a cohesive manner? Is your portfolio performing within your own risk/reward personality? Are there better choices within your same asset class? Are you under-performing the major market indices? Portfolio Review will help sort that out.

Estate Planning:
You pay income taxes your entire life, capital gains on your investments, property taxes on what you own, and sales tax on what you buy. When it's all over, you and your family are subject to estate taxes on what you have accumulated. This can be a tremendous and unnecessary burden on your estate. Through proper planning with us and proper documentation by a qualified attorney, you can spell out how your estate will be distributed, avoid probate and reduce the cost of paying estate taxes. With an analysis of your current estate tax liability and projection for the future tax liability we can help you create a specific plan of action to reduce the impact of this confiscatory tax. Securities America does not provide tax and legal advice.